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Warwick Real Estate

Before Buying a New Home, Listen to What Dave Ramsey Has to Say!

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Warwick Real Estate FAQ

Warwick Real Estate
QUESTIONS ANSWERED...

What Do Clients Value in a Real Estate Agent?

Answer...

A great deal of our time, money, and personal effort go into marketing our expertise and qualities to the public to build a client base. Once we've done a great job for them, repeat business, and referrals will follow. But first, we have to do business with them. Marketing featuring the skills and qualities they value will give us a leg up in this area.

Buyers Have Different Agent Requirements
Buyers can't be lumped into a single bucket. There are different levels of experience and requirements. First-time buyers need a lot more hand-holding. Investors want lots of data. Most want transactional help, lots of interpretation of documents, and help with decisions.

In a vacation or resort home market, buyers need even more support. Many vacation home markets are in rural, mountain, or seaside areas. These are areas that often have strict environmental, developmental, and building codes. Out-of-area buyers need skilled representation to be sure that they aren't buying something with hidden future problems.

If you're representing buyers in other specialized areas or property types, they will tend to rely more on your expertise and local market knowledge. Even when it comes to condominiums, the condo rules and financial particulars are extremely important. An inexperienced condominium buyer will benefit greatly from an explanation of how condo association fees are assessed and how they can be changed in the future, raising the cost of ownership.

When it comes to investor buyers, they often approach you with a great deal of market knowledge. What they value is an aggressive approach to helping them locate good investment deals and negotiating skills to help them get them at the right price. They highly value a real estate professional who can catch things they may have missed and bring them to their attention before an investment mistake.

Sellers and Real Estate Professionals
The simplistic look at sellers is that they want to sell their home quickly and at the highest dollar amount possible. It's also true that sellers are less likely to be overly reliant on their agents for help in the process. They want marketing but know that the Internet has changed the game.

They are more likely these days to want to negotiate commissions and to go with the lower cost with roughly equal marketing options. It is less true at higher-end property prices, but still, a consideration when you're quoting a full-service commission.

Unfortunately, recent new online "review and referral" websites are creating some misconceptions on the part of consumers. One such advertisement has sellers happy that "their agent sold their home in two days for more than their asking price."

That's a rough quote from a TV ad. Professionals know that in this case, the agent either had an easy job in a very hot market, or they underpriced the home listing. We must help consumers to know what we do and value our services.

For All Consumers
From most important down, below are the skills and qualities of real estate agents that actual home buyers and sellers said they valued:

Honesty and integrity
Knowledge of purchase process
Responsiveness
Knowledge of real estate market
Communication skills
Negotiation skills
There are others, including people skills and technical skills, but the above are the top items. In our marketing series, we've determined the value of the Internet, so why would technology skills rate low? Many times it's how you ask the question. Note the importance of responsiveness and communication skills. If their entire first weeks of interaction with you was over the Internet and email, then those items would imply a need for some technical knowledge.

Whether your marketing features these skill sets or not, it is important to your future repeat and referral business to concentrate on doing your very best in these areas.

The qualities of a good real estate agent as valued by the consumer vary by their needs. However, overall, we must be market experts and service-oriented.

What are Tips for First-Time Home Buyers?

Answer...

Being a first-time home buyer is exciting! But I know it can also feel overwhelming—especially when you see homes being purchased at a median of $250,000 and available homes flying off the market in just three weeks.1

With real estate trends like those, you might be tempted to make an impulsive purchase that could hurt your financial goals and keep you paying a mortgage well into retirement.

No one wants that! Trust me, you guys, it’s worth doing this the right way. And that means buying a home that you love and doesn’t hurt your future money goals.

You may be thinking, Yeah, that would be great, Rachel. But where do I even start?

I’m so glad you asked! I’ve put together 10 tips for first-time home buyers as they tackle the home-buying process. Put these into practice today so your first home is a blessing, not a burden.

First-Time Home Buyer Tips

1. Pay Off All Debt and Build an Emergency Fund
2. Determine How Much House You Can Afford
3. Save a Down Payment
4. Save for Closing Costs
5. Get Preapproved for a Loan
6. Find a Home for Sale in Your Price Range
7. Research Neighborhoods for Best Fit
8. Attend Open Houses and Think Long Term
9. Make a Competitive Offer (That’s Within Your Budget!)
10. Prepare for Closing

Learn More About Nikki G Real Estate Warwick, NY

History of the Village of Warwick

by Richard W. Hull
Professor of History

Warwick has been under human occupation for at least twelve thousand years though cohesive and relatively permanent communities of Indians probably did not appear until about two thousand years ago. They liked this area because of plentiful springs of fresh water and the proximity of the Wawayanda Creek which teemed with fish and fowl. The area was remarkably free of infectious diseases and though the quantity of food was small its variety was seemingly endless.

“Today, our village is one of the few in the state that can boast of surviving the mall-mania
of the 1980s and 90s and maintaining the integrity and commercial
vitality of its central business district.”
Sedentary farming came very late, not that long before the appearance of European trappers and hunters in the 1650s or so. Population density increased but remained extremely low. Hunting and gathering practices remained predominant.

When whites began to settle permanently in the area, after 1703 when a land patent, called Wawayanda, was signed with the local Minsi Indians, the largest aboriginal village was Mistucky. In 1719 Benjamin Aske purchased a small portion of the patent and established a farm, called Warwick, from which the present village soon took its name. In the 1730s, the ancient Wawayanda Path was transformed into a colonial King’s Highway and the area was opened up to white settlement. In 1749 a Colonel Beardsly bought land along the Wawayanda Creek from Aske and began to subdivide it. By 1770, the Indians had left and Warwick village was emerging as a provisioning, social and religious center for surrounding farming families. It would boast several famous inns and eateries, notably Bard’s Tavern and the Wayanda Hotel.

After the Revolutionary War, the hamlet of Warwick became one of many hamlets that comprised the new Town of Warwick. It was overshadowed by neighboring hamlets of Bellvale , Florida , New Milford , and Sugar Loaf. All this changed dramatically with the construction of the Warwick Valley Railroad in 1860. It was headquartered here and within a few years Warwick hamlet was transformed into a prosperous and bustling center of commerce, banking, and retailing. In 1867 it was large enough to be incorporated as a village and to be endowed with its own government. Public amenities like a library, “firemanic” companies, waterworks and tree-lined streets were soon established. The number and size of churches multiplied and a private school, the Warwick Institute, drew students from the town’s many one-room school districts. In 1864 the First National Bank of Warwick opened, followed eleven years later by the Warwick Savings Bank. These became powerful financial institutions which lent capital to the expanding local dairy and orchard industries. Both town and village developed a strong identity through the established of two vibrant weekly newspapers, the Advertiser in 1866 and the Dispatch in 1885.

By 1902, the village had its own telephone and power companies and it had taken on characteristics of a prosperous suburban community replete with a lecture hall/ballroom in the elegant Red Swan Inn and in the venerable Demerest House and Warwick Valley House all a stone’s town from the gracious Lehigh and Hudson River Railway station. The village became the region’s premier shopping center and a mecca for summer vacationers. In 1916 a hospital was opened followed a year later by the Village Board of Trade. In 1927 the Albert Wisner Library was dedicated.

The emergence of the automobile age and the demise of the railroad took its toll on the village. A further blow came with the steady decline of our town’s agricultural mainstay, dairy farming. In the 1950s and early 60s business declined on Main Street , the Red Swan Inn was demolished, and many buildings, including the Oakland Theater, fell into disrepair. The Chamber of Commerce, founded in 1939, struggled valiantly to keep businesses on Main Street from going under altogether.

A dramatic revival began in the mid-1960s through the leadership of a new generation of entrepreneurs like the retailer Mike Myrow and the media mogul Edward Klein. It was also sparked by the village’s spectacular centennial celebration in 1967. A new civic spirit and engagement emerged. Public parking lots were built, shade trees were planted, businesses were modernized, and historic buildings and homes were restored to their former grandeur thanks to leadership from the Historical Society which helped place the village on the National and State Registers of historic places.

By 1990, Warwick could again claim its name as the county’s Queen Village. This remarkable renaissance was the Hudson Valley’s best kept secret until the launch of Applefest by the Chamber of Commerce and the opening of a vibrant Farmer’s Market.

Today, our village is one of the few in the state that can boast of surviving the mall-mania of the 1980s and 90s and maintaining the integrity and commercial vitality of its central business district. The village can be proud of its many public and privately-supported parks, museums, galleries, hospital, community center, housing for the elderly, and other amenities.

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